Banks can issue a return notice to our system for numerous reasons other than for insufficient funds (R-01). Other common returns are R-03 and R-04, invalid or incorrect account number. Most typically what this indicates is that the account number was not entered correctly. To verify the account number used you can call us at 866-729-5327. You must have your bank account information handy. If the user has an email address on their PayLease account, we will send a courtesy notice with the return code and a description.
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